i just applied to Nipissing University to complete my Bachelor of Commerce degree. little steps. small goals are more attainable. etc etc. yes, i believe that. my heart is pounding because my first university experience wasn’t very successful. the stakes seem so high right now but just have to keep pushing.  i’m honestly stressing about the finances. i’m paying back OSAP this year, and it’s not a giant amount but it will leave me a bit dry. luckily i’m working full-time for the next year. and i will be applying for a student line of credit because OSAP was a thorn in my side for the last 4 years. hopefully i’ll be able to save enough money to get through this degree. the line of credit would be a “just in case” security blanket. we’ll seeee.